Perhaps you cared for your parents and want things handled differently when you reach your own elderhood. Maybe you do not have children and wonder who will help you when you need it. Perhaps you do have children and want to have your independence, make your own decisions.
This blog is for those who want to proactively plan for their later years. Check out our monthly posts for thoughts that can help you decide what will work best for you in terms of housing, paying for care, and meeting life’s challenges as you age.
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Planning a trip? Your health insurance might not come with you! International travel. If you need medical care outside the United States—an ER visit, hospitalization, ambulance, medical exam, labs, or a medical evacuation—there are very few circumstances in which original Medicare will help out. You should be prepared to pay 100 percent of any medical... 
Aging comes to us all. What makes solo aging different is the need to be more proactive about arranging for help. Twenty-two percent of older adults acknowledge they will need to take care of themselves. (Even if you are partnered now or have children, you are wise to consider the possibility of solo aging because,... 
Once you get beyond the sentimental value of your belongings, you are still up against the logistics of how to get things out of your nest. Some stuff is easier to pass along to family than other stuff. Options for what's left over: Sell, donate, or just "get rid of it!" Start with family. You... 
Change is the only constant. And as we enter our later years, it seems the changes are more frequent. Before writing Life Is in the Transitions, Bruce Feiler interviewed 225 individuals to gain a sense of the ways people navigate disruption across the lifespan. He found that we experience roughly thirty-six transitions in a lifetime,... 
The most common reason to move in later years is to be closer to children and grandchildren. Regardless of your reason for relocating, unless you plan to live with family, there will be many hours of the day when you are just plain newbies in town. How will you spend your time? If proximity to... 
When an adult child asks for money, it's hard to say no. You want to respond to a need. But perhaps your child perceives that you don't need all you have, or that they're simply requesting some of their inheritance, just a bit early. Before you answer, ask for time to think it over. You... 
You probably already have some "smart" features in your home. For instance, a thermostat you can program for a higher temp during the day and lower at night. Perhaps it has remote capabilities, so you can make changes from afar. Or sensors, such as garden sprinklers that shut off when it's raining, or outdoor lights... 
Cohousing is like a retirement community in that it is a group of residents in individual, private domiciles. Plus, there are shared facilities for group activities. What's different is that retirement communities are created and run by a developer. Cohousing communities are created by the people who will live in the buildings. All members hold... 
October 15–December 7 is Medicare's annual "open enrollment" period. This is when you can switch plans. Are you getting a lot of mail about the cost savings of Medicare Advantage (MA)? The initial outlay may seem less than your current plan. And if you have "original Medicare," plus a supplemental plan for the 20% Medicare... 
If you are like 68% of grandparents, you live too far away for regular interactions with your grandchildren. No reading bedtime stories or soothing little tears. No ticklefests or hands-on projects. These casual yet meaningful activities just aren't an option. Video visiting helps. But according to Kerry Byrne of The Long-Distance Grandparent, you can count...