Choosing a financial power of attorney

Choosing a financial power of attorneyTaking care of your financial future means more than just meeting with an investment advisor. What if the unexpected happens­­? For example, you get into an accident: How will you make sure your bills are paid and your assets protected? That's where a "financial power of attorney" comes in. A financial power of attorney is...

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Cultivating wisdom

Cultivating wisdomMaking wise decisions is more than just being smart. It also comprises the qualities of flexibility, calm, selflessness, and social insight. Difficult to describe, but you know it when you see it. And who doesn't want to be wiser? Wisdom allows us to solve complicated problems in a way that leads to gracious outcomes. It...

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Living with your kids (and grandkids?)

Living with your kids (and grandkids?)Multigenerational housing is a growing trend in the United States and perhaps something you're considering. On the plus side, there's increased time for bonding and for caring for elders or children as needed, as well as improved finances from sharing expenses. And there is peace of mind knowing you are surrounded by family. But there...

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Counteracting internalized ageism

Counteracting internalized ageismPeople over age 65 exhibit a vast range of abilities both mental and physical. Unfortunately, ageism (the negative stereotyping of older adults) links advancing years with decline in a manner that disregards individual capability. From degrading birthday cards to discrimination in the workplace, 82% of older adults report experiencing ageism in their everyday life. Most...

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Estate planning for blended families

Estate planning for blended familiesDeciding how to divide assets among one's children is often challenging. The challenges only multiply in a step- or blended family situation. Today, about one-quarter of all marriages include stepchildren. Among remarried couples, almost two-thirds involve children from a previous relationship. Blended families can look like any other family, but the dynamics are very different,...

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Writing a memoir, with a twist

Writing a memoir, with a twistAre you reflecting on life and its lessons? With so many options for self-publishing, writing a memoir may appeal. The process generates a new perspective on the meaning of one's life. The end result lets future generations learn about you and their forebears. Find writing kits and courses online, such as Writers.com. One thought to...

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Key screening tests covered by Medicare

Key screening tests covered by MedicareA "screening" is a general test to look for signs of a problem. Because early detection makes a huge difference in your ability to recover from any disease or condition, Medicare and Medicare Advantage plans use screening tests for many health issues. Often these tests are 100% covered—no copayments. But you must fit eligibility criteria....

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Do you have “helicopter kids”?

Do you have "helicopter kids"?Do you feel defensive when your kids visit? Notice them exchanging knowing glances when you don't recall a date or name? Perhaps you feel reluctant to approach them when you do have concerns, because they overreact. So you keep your distance. That isn't good, either. It's a fine line between feeling that your adult children...

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Disclosing a dementia or MCI diagnosis

Disclosing a dementia or MCI diagnosisIt might feel scary to tell others if you've been diagnosed with dementia or even just mild cognitive impairment (MCI). Start with those you think will be the most supportive. Perhaps close family and friends. Common reactions. People will vary in how they respond to the news. Some will be genuinely caring and ask how...

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Choosing a health care agent

Choosing a healthcare power of attorneyYour health care agent is an individual you trust to speak for you when you are unable to voice your own decisions: A car accident, surgery, coma, dementia. In such circumstances, doctors need someone who knows you well and has had conversations with you to guide them in terms of the medical procedures you would...

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